Medigap Eligibility

To be eligible for Medicare you must be a U.S citizen or permanent legal resident for at least five continuous years who have any one of the following qualifications:

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• Aged 65 and older

• Diagnosed with end stage renal disease (ESRD – permanent kidney failure requiring dialysis or transplant)

• Receiving disability benefits from the Social Security Administration or the Railroad Retirement Board. Generally you’re eligible for Medicare after receiving disability benefits for 24 months in a row.

• Diagnosed with Lou Gehrig’s disease (ALS).

You may be automatically enrolled in Medicare Part A when you turn 65 and its premium-free for Part A for most people who have worked at least 10 years or more and paid Medicare taxes. In most cases, you’re also automatically enrolled in Medicare Part B, but pay a monthly premium for it.